@media (max-width: 1024px) {
  .why-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .category-grid {
    grid-template-columns: repeat(3, 1fr);
  }
  .popular-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .plans-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .compare-cards-container {
    grid-template-columns: repeat(2, 1fr);
  }
  .values-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .advisors-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .nav-links,
  .header-cta {
    display: none;
  }
  .hamburger {
    display: block;
  }
  .hero h1 {
    font-size: 40px;
  }
  .hero p {
    font-size: 16px;
  }
  .inner-hero h1 {
    font-size: 36px;
  }
  .inner-hero p {
    font-size: 16px;
  }
  .section {
    padding: 60px 0;
  }
  .section-header h2 {
    font-size: 30px;
  }
  .why-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .category-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
  .popular-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .plans-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .compare-cards-container {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .benefits-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .how-works-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .coverage-layout {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .claim-steps {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .testimonials-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .articles-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .newsletter-form {
    flex-direction: column;
    gap: 12px;
  }
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  .footer-bottom {
    flex-direction: column;
    text-align: center;
    gap: 16px;
  }
  .footer-legal-links {
    justify-content: center;
  }
  .resource-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .resource-sidebar {
    gap: 24px;
  }
  .sidebar-widget {
    padding: 24px;
  }
  /* Make news articles horizontal on mobile/tablet for a premium look */
  .resource-sidebar .article-card {
    display: flex;
    flex-direction: row;
    align-items: stretch;
    background: var(--bg-white);
    border-radius: var(--border-radius-md);
    overflow: hidden;
  }
  .resource-sidebar .article-card .article-img {
    width: 100px;
    height: auto !important;
    min-height: 100px;
    flex-shrink: 0;
  }
  .resource-sidebar .article-card .article-content {
    padding: 12px 16px !important;
    display: flex;
    flex-direction: column;
    justify-content: center;
    flex-grow: 1;
  }
  .checklist-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .about-intro-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .mission-vision-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .contact-top-grid {
    grid-template-columns: 1fr;
    gap: 24px;
    margin-bottom: 40px;
  }
  .contact-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .contact-form-grid {
    grid-template-columns: 1fr;
  }
  .form-wrapper {
    padding: 30px;
  }
  .quote-checkbox-group {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 480px) {
  .mobile-nav {
    width: 80%;
    padding: 30px 20px;
  }
  .hero-actions {
    flex-direction: column;
    gap: 12px;
  }
  .category-grid {
    grid-template-columns: 1fr;
  }
  .values-grid {
    grid-template-columns: 1fr;
  }
  .stats-grid {
    grid-template-columns: 1fr;
  }
  .advisors-grid {
    grid-template-columns: 1fr;
  }
  .quote-checkbox-group {
    grid-template-columns: 1fr;
  }
  .radio-group {
    flex-direction: column;
    gap: 12px;
  }
  .sidebar-widget {
    padding: 20px 16px;
  }
}

/* Override stats-grid to be 2 rows and 2 columns on phone screens */
@media (max-width: 480px) {
  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
  }
}

/* Quote Form Section Mobile Fixes */
@media (max-width: 768px) {
  /* Prevent inline style grid-column: span 2 from overflowing 1-column mobile grid */
  .contact-form-grid .form-group {
    grid-column: span 1 !important;
  }

  /* Compact grid layout for easier scrolling on small screens */
  .contact-form-grid {
    gap: 16px;
  }

  /* Stack radio option cards vertically on tablet and mobile screens */
  .radio-group {
    flex-direction: column;
    gap: 12px;
  }

  .radio-option {
    position: relative;
    padding: 16px 20px;
    border-radius: var(--border-radius-sm);
    transition: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: var(--shadow-sm);
  }

  .radio-option:active {
    transform: scale(0.98);
  }

  .radio-option:has(input:checked) {
    transform: translateY(-1px);
    border-color: var(--accent);
    background-color: var(--accent-light);
    box-shadow: 0 6px 16px rgba(0, 128, 128, 0.12), 0 0 0 1px var(--accent);
  }

  /* Make the entire radio card clickable by stretching the label */
  .radio-option label::after {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    cursor: pointer;
    z-index: 1;
  }

  .radio-option input {
    width: 18px !important;
    height: 18px !important;
    flex-shrink: 0 !important;
    z-index: 2; /* Keep input visual representation above the label clickable layer */
  }

  .radio-option label {
    font-size: 15px;
    z-index: 2; /* Keep text readable and interactive */
    flex-grow: 1;
  }

  .radio-option input::before {
    transition: transform 0.25s cubic-bezier(0.34, 1.56, 0.64, 1);
  }
  
  .form-group {
    min-width: 0;
  }
  
  /* Set font-size to 16px to prevent iOS Safari from auto-zooming on focus */
  .form-group input,
  .form-group select,
  .form-group textarea {
    width: 100%;
    font-size: 16px;
  }
}

@media (max-width: 480px) {
  /* Optimize form padding on small mobile screens to maximize input width */
  .form-wrapper {
    padding: 24px 16px;
  }
}

/* Tablet Sidebar Grid Layout */
@media (min-width: 481px) and (max-width: 768px) {
  .resource-sidebar {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    align-items: start;
  }
}