Select Your Coverage Class
| Comparison Matrix | Basic Plan | Premium Shield | Elite Care |
|---|---|---|---|
| Premiums & Sum Limits | |||
| Sum Assured Value | $100,000 | $500,000 | $1,500,000 |
| Monthly Premium | $25 | $55 | $95 |
| Deductible Threshold | $2,500 | $1,000 | $250 |
| Hospitalization & Treatment Scope | |||
| Room Rent Cap | Max $150 per day | Single private AC room | Deluxe suites included |
| Pre & Post Care Span | 30 / 60 Days | 60 / 90 Days | 90 / 180 Days |
| ICU Charges Cover | Up to room limit | No cap limits | No cap limits |
| OPD Consultations | Up to $300 / year | No limit on consultations | |
| Additional Policy Features | |||
| Cashless Network Support | |||
| Maternity & Newborn Cover | Up to $5,000 | Up to $10,000 | |
| Dental & Optical Treatment | Up to $1,500 / year | ||
| No-Claim Bonus Rate | 10% yearly | 25% yearly | 50% yearly |
| International Hospital Cover | |||
| Eligibility Criteria | |||
| Entry Age Limits | 18 - 60 years | 18 - 75 years | 18 - 85 years |
| Waiting Period for Pre-Existing | 48 Months | 24 Months | 12 Months |
| Co-Payment Clauses | 20% copay required | 10% copay required | 0% co-payment |